The National Strategy for Trusted Identities in Cyberspace, a roadmap released earlier this month for protecting consumers from fraud and identity theft, calls for the voluntary building of an "identity ecosystem" in which consumers can have a single, user-specific credential to log into any participating website. This, according to federal officials, will allow security-conscious sectors, including healthcare and finance, to make new online services available.
"[I]ndividuals and businesses need to be able to check each other's identity for certain types of sensitive transactions, such as online banking or accessing electronic health records," the 52-page document reads. Among other things, the strategy calls for wider adoption of two-factor authentication and unique security credentials for each user.
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