"As already implied, unique username and password combinations are indeed the number one way to mitigate the effectiveness of credential-stuffing attacks," he said via email. "However, the burden of creating and maintaining these unique combinations falls on the shoulders of the proverbial "weakest link" (i.e., the end user). It may be time for organizations to take matters into their own hands though. If end users can't or won't comply with the guidance being provided to keep their accounts safe"

• (72 x 10)^14 = 72 x 10 to the 14th power, not the mention a 30 sec 6 digit code that rotates is the statistical function used to calculate the number of times a computer would have to guess a users password (if they have proper controls, it would not allow them to anymore after 6 attempts).