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Verizon Report: Businesses Hit with Payment Card Breaches Not Fully PCI-Compliant
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pdantini06901
pdantini06901,
User Rank: Apprentice
9/2/2017 | 11:42:02 PM
pci compliance
The responsibility of maintaining a secure credit card processing environment must rest with credit card processing companies.  A small business can secure their network and data with a certain set of clear rules but the rules as written would be a challange for a security Specialist to implement in a small business environment with a small budget.  The point of paying a discount fee and processing fees for a small business is to insure that the majority of the risk is assumed by the credit card processor.  If the current environment continues I see a time where other forms of payment will be preferred by small business and the majority processors left wondering what occured to their volume/business.  

 

xanthan99
xanthan99,
User Rank: Strategist
9/5/2017 | 10:30:03 AM
...a journey not a destination
Boss: You're telling me if we're PCI-DSS compliant we can get a better processing rate from the bank?

Security Professional: Yes, but we need to remain compliant year over year.

Boss: Ah yeah, but our sales margin will improve?

Security Professional: Yes, but we have to dedicate an ongoing level of effort to staying compliant!

Boss: Yeah, yeah but it will improve profitability!

Security Professional: But there is a tech cost.

Boss: Cost? of course, we'll buy you guys a new high-end coffee maker!

 
menuisier69
menuisier69,
User Rank: Apprentice
9/6/2017 | 5:13:13 AM
Re: pci compliance
who trust in payment card anymore ?


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