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US Debit Card Compromises Up 39%: FICO
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Joe Stanganelli
50%
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Joe Stanganelli,
User Rank: Ninja
9/6/2017 | 7:05:26 PM
Re: Debit & Credit vs. Cash
@REISEN: I think that's why we're seeing people taking "cash back" on debit purchases at grocery stores and pharmacies much more often.

Also, what you point is a very real problem in second-world and third-world countries. At the MIT India Conference, speakers spoke extensively on the real-world conundrum people in outlying rural areas face where they have to walk more than 20 miles each way to get actual cash.
REISEN1955
50%
50%
REISEN1955,
User Rank: Ninja
9/5/2017 | 3:00:21 PM
Re: Debit & Credit vs. Cash
Cash is always a good alternative, but you have to go somewhere to GET IT and years ago we used to cash our paychecks in a bank with a human being.  Now - direct deposit, debit card, atm and the cycle begins.  How many of us actually DO walk into a bank to withdraw money with a withdrawal slip (remember those?).  
Joe Stanganelli
50%
50%
Joe Stanganelli,
User Rank: Ninja
9/2/2017 | 1:38:13 PM
Debit & Credit vs. Cash
This is why I increasingly pay cash for purchases when practical to do so. Too many skimmers out there... Brian Krebs has got me sufficiently paranoid.
REISEN1955
50%
50%
REISEN1955,
User Rank: Ninja
9/1/2017 | 2:32:08 PM
Re: Suggestion for Card Usage
I know this is rather basic - and yes card compromise can and will happen so a low limit card can probable be hacked and a high credit limit applied as well.  Still, a good policy in any circumstance.

One word, though, even more frightening ---- PAYPAL.  
Sammy324
50%
50%
Sammy324,
User Rank: Strategist
9/1/2017 | 10:40:51 AM
Re: Suggestion for Card Usage
"And use ONLY that card for online purchases."

This! If only more people would know about this. Oh well...
REISEN1955
100%
0%
REISEN1955,
User Rank: Ninja
9/1/2017 | 10:28:29 AM
Suggestion for Card Usage
IF you do, like everyone does, card transactions - open ONE, just ONE, card with say a $500 balance limit.  And use ONLY that card for on-line purchases.  That way, IF the card is compromised, at least your exposure is really small and thieves cannot buy a Masserati on it.,


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