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Hilton Data Breach Focuses Attention On Growing POS Malware Threat
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Joe Stanganelli
Joe Stanganelli,
 User Rank: Ninja
12/1/2015 | 8:16:17 AM
Re: POS Exploitation
Indeed.  I recently gave a talk on cyber insurance and cyber liability issues at MIT, and one of the primary problems we're seeing is that whereas enterprise is getting on board, SMEs feel priced out of the cyber insurance market or otherwise feel that it is inaccessible -- simply because of its complexity.  Alas, SMEs are the ones most deeply impacted by a data loss or data breach.
Joe Stanganelli
Joe Stanganelli,
 User Rank: Ninja
11/29/2015 | 8:05:55 PM
Re: POS
A simple little one-sheet instruction manual, or email, or pop-up when paying a bill online, or whatnot, could go a long way in educating customers.
Joe Stanganelli
Joe Stanganelli,
 User Rank: Ninja
11/29/2015 | 8:04:25 PM
Re: Dumb POS
@Dr. T: Indeed, going back to the old cash registers would certainly make things more secure -- but then would be an obstacle to data collection.

The real problem, typically, is infrastructure.  The Target hack, for instance, was made possible because of the fact that the vendor's HVAC was connected to the same infrastructure as the POS systems were.
Joe Stanganelli
Joe Stanganelli,
 User Rank: Ninja
11/29/2015 | 8:02:20 PM
Re: POS
Apple Pay and Google Pay are not inherently more secure; they just have different security vulnerabilites than EMV (or, for that matter, black-stripe cards).  Lose your device and you're potentially screwed (especially what with easily hackable fingerprint biometrics).  And there may still be viable MitM attacks.
RyanSepe
RyanSepe,
 User Rank: Ninja
11/29/2015 | 5:01:10 PM
Re: POS
I've heard some companies that have Apple Pay capabilities ready are not necessarily always active.

IE: stores can use Apple Pay but have yet to set it up. Can anyone add to this?
RyanSepe
RyanSepe,
 User Rank: Ninja
11/29/2015 | 4:59:27 PM
Re: POS Exploitation
@Joe: That's a little brazen on the CIO's part.

And yes it could be part of design...hopefully companies that go down this road have good cyber security insurance and their breach falls under the terms of their policy.
RyanSepe
RyanSepe,
 User Rank: Ninja
11/29/2015 | 4:56:34 PM
Re: POS
@Joe. Agreed. I'm not even sure what that might look like in terms of approach. I envision similar to when Apple is teaching people how to use iCloud or BestBuy holds a tech learning session (etc) but instead with EMV? 
Dr.T
Dr.T,
 User Rank: Ninja
11/29/2015 | 12:03:20 PM
Re: POS
I hear you, I would say Everybody should be equally responsible credit card company, bank and retail delivery company has to be equally responsible, that would take us to Apple Pay and we will have less troubles.
Dr.T
Dr.T,
 User Rank: Ninja
11/29/2015 | 12:01:13 PM
Re: POS Exploitation
Obviously PCI compliance is not optional anymore if you are making business with government or other big companies, they ask their sub-contactors be PCI compliant anymore.
Dr.T
Dr.T,
 User Rank: Ninja
11/29/2015 | 11:56:11 AM
Re: POS Exploitation
Agree, most POS is old technology so changing it costly but as Target and Hilton realize not changing is apparently more costly.
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