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10 Things IT Probably Doesn't Know About Cyber Insurance
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MaryR860
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MaryR860,
User Rank: Apprentice
10/27/2014 | 10:45:15 AM
Reduced premiums with proof of IT security protection
Ericka, during your conversations while researching this story, did you learn if insurance companies will offer discounts on premiums based upon the level of security protection that an organization has implemented?  
Marilyn Cohodas
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50%
Marilyn Cohodas,
User Rank: Strategist
10/24/2014 | 9:14:48 AM
Insurance brokers
I use an insurance broker for my home and car policies -- and the advice has been invaluable. I would assume the same should apply for cyberinsurance, but the industry is so new I would take great care in vetting a broker in this field. Makes me wonder how insurance brokers become cyberinsurance brokers. Do they come from an insurance background? A compliance background? A security/risk management background? 
Sara Peters
50%
50%
Sara Peters,
User Rank: Author
10/23/2014 | 4:55:56 PM
exceptions for terrorist acts
Ya know, I understand insurance companies choosing not to cover acts of terrorism or war, and in most cases, those types of activity are not a big issue. But as you say, Ericka, with the number of cyber-attacks that are presumed to be the acts of nation-states, cyber-insurance won't be very useful if it won't cover that stuff.
Sara Peters
50%
50%
Sara Peters,
User Rank: Author
10/23/2014 | 4:48:53 PM
GREAT list!
Good stuff, Ericka.  The one that sticks out to me most is the retroactive thing. So many attacks aren't discovered until months or years after they occurred. That's not something you need to think about with car insurance. I wonder if they look into "pre-existing conditions" like they do in health insurance.  :) 


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