Cyber insurance rates have dropped, thanks to a drop in major data breaches. The relative quiet in massive breaches has prompted insurers to lower insurance prices during first three months of 2016 for high-risk industries including retail and healthcare, according to a Reuters report.

A series of big-time hacks on big hames such as Home Depot, Target, and Anthem, increased insurance costs for many firms last year. These breaches prompted large payouts from insurers, including $90 million and $100 million for Target and Home Depot, respectively.

According to insurance broker Marsh of Marsh & McLennan Cos Inc., the cost of $1 million in cyber insurance for high-risk businesses fell 13% in the first quarter of this year to $18,756, after the average premium hike of 28% to $21,642 last year.

“Pricing has stabilized. There is only so far things can go before people choke and say 'I’ve had enough,” said Robert Parisi, cyber insurance executive at Marsh, in the report. But Kevin Kalinich of Aon Risk Solutions told Reuters that pricing can vary dramatically from case to case.

Read the full Reuters article here.