The summer of 2014 was defined by point-of-sale malware and retail breaches -- Backoff at UPS, BlackPOS at Home Depot, and the like.
With such threats out there, merchants have had to pay more attention to secure payment technology. But most of it doesn't have anything to do with malware lifting payment card data off of PoS terminals. Rather, the principal goal of new tech is to simply prevent PoS terminals from ever holding that data in the first place -- so even if attackers can compromise a terminal, the data they slurp off is of no use to them.
Here are a few things you should know about the state of secure payments today.